Several Retirement Income Streams-You won’t Outlive Your Money
During your working years, we all try to save for retirement (income stream creation). We meet with our team of trusted advisors to determine what blend of financial tools should be used to achieve our goals. In making this determination, we consider how much income we will need, what assumed rates of earnings […]Read More
Distinctions That Matter
How are we different? We are different in our approach to our relationships. See the attached. We welcome the opportunity to work with you and your family.
do political parties influence the markets?
S&P 500 Index (%)Start End President Senate House 1 Yr 3 Yr 5 Yr 10 Yr 20 Yr1937 1939 D – Franklin D. Roosevelt D D -34.75 -5.27 -7.47 4.37 11.121939 1941 D – Franklin D. Roosevelt D D -0.38 -7.37 3.71 7.18 13.381941 1943 D – Franklin D. Roosevelt D D -11.59 10.11 16.81 […]
The Need… The rising cost of health care in the United States has become one of the primary risks to a financially-secure retirement. With health care costs expected to continue increasing faster than inflation, the time to plan for your future health care needs is now…before you retire. Your ability to enjoy a financially-secure retirement […]
Leverage, Arbitrage & Premium Finance
Premium finance (borrowing premiums from a third party) is popular and fitting in the estate planning and income replacement markets. Part of the recent excitement in the marketplace is due to the low interest rate environment and insurance policies outperforming what is called the interest rate arbitrage. In a nutshell, premium financing is when a […]
COVID 19 & Retirement Planning
COVID 19 can put your Retirement Account at Serious Risk “Ours is a culture where we wear our ability to get by on very little sleep as a kind of badge of honor that symbolizes work ethic; or toughness, or some other virtue—but really, it’s a total profound failure of priorities and self- respect.” Your […]
Evaluate Your Priorities
It is important to work through the following questions in order to determine your priorities. How important is: not running out of money during your lifetime? Avoid becoming a burden on your family due to chronic or terminal illness? Leaving a legacy to your family or charity after your lifetime? As you consider the investment […]