News & Updates

Stay up-to-date with news, industry trends, and tips from ECR.

Annuity Update May 200

ANNUITY MARKETPLACE UPDATE MAY 2022 Annuities, as you know are deferral instruments designed for specific problems. Today’s marketplace provides us: A++ rated carrier 7- year surrender (relatively short) Annual s&p point to point cap is 6.10% Annual s&p point to point uncapped is 38% Fixed account is 3.20% Something to think about…………………. “Kiplinger” says retirees […]

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Life Insurance is for the Living

The article highlights a close friend of many years, Mr. Gary Scholnick. We have collaborated for many years and hold each other in the highest regard. Life Insurance is for the Living Advanced Income Strategies with Gary Scholnick We have sold life insurance for 30+ years. In each instance, there was fear of dying too […]

Permanent Insurance Should be Viewed as Important if Every Portfolio

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The Ruts-Seth Godin

The ruts It’s not an accident that dirt roads end up with deep ruts on them, that moguls on hills get steeper and that we find ourselves slipping back into the very things that exhaust us at work. Once the pattern starts to be grooved, we repeat it, which only makes the groove ever deeper. […]

Business Values and Forced Liquidations

Do You Know What a Forced Liquidation Can Do to the Valueof Your Business?If liquidation is forced on a disabled business owner or on the executor of adeceased business owner, it can quickly become public knowledge that thereis pressure to dispose of the business, and these results can be anticipated: Sale of business assets at […]

Estate Planning Update

UPDATE   With a properly structured estate plan, spouses may give away a total of $23,160,000 to their children federal estate tax free. Federal estate taxes are equal to 40% of the amount left in excess of the applicable exclusion amount. The law could change in 2026 to $3,500,000 per decedent.   Illinois has an […]

Review Your Life Insurance Now Get a Free Appraisal

Recently, the attorney for a family office asked for help with a situation. The family wanted to transfer/sell two $10 million survivor life policies to another trust for planning purposes. The policy owner went to the two insurance carriers to ask for the 712 values or Interpolated Terminal Reserve (ITR). Though the two policies had the same […]

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Executive Capital Resources
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Glencoe, IL 60022
Phone: 847.673.2677
Fax: 773.913.2877

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If you have received a life insurance quote and you still have questions or need to compare life insurance policies, call us at 847.673.2677 and we’ll be happy to assist you.

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