News & Updates

Stay up-to-date with news, industry trends, and tips from ECR.

Annuity Update May 200

ANNUITY MARKETPLACE UPDATE MAY 2022 Annuities, as you know are deferral instruments designed for specific problems. Today’s marketplace provides us: A++ rated carrier 7- year surrender (relatively short) Annual s&p point to point cap is 6.10% Annual s&p point to point uncapped is 38% Fixed account is 3.20% Something to think about…………………. “Kiplinger” says retirees […]

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Think About It-Life Insurance Plan Design

The optimum strategy starts with focus on achieving a tax preferenced  future income or death benefit need.  The largest premium is paid into the smallest life insurance container.  The growth rate on cash values is not left to carrier discretion but instead indexed directly to increases in the S&P 500.  The entire premium is borrowed […]

Estate Tax Review

Tax Hikes On Rich Loom If Treasury Revives Hard Look At Estates MARCH 15, 2021 • ALLYSON VERSPRILLEhttps://2bc60471b3a7c7c1c5302abc451b8b17.safeframe.googlesyndication.com/safeframe/1-0-37/html/container.html Estate planners are keeping a close eye on the Treasury Department’s agenda, anticipating the possible revival of several regulatory projects shelved by the Trump administration. Estates, gifts, and trusts were among the regulatory areas significantly cut back under former […]

Crypto Currency in the IRA Space

How Alto Plans To Set Itself Apart In Alternative, Crypto IRA Space MARCH 8, 2021 • CHRISTOPHER ROBBINS Eight years ago, a technology entrepreneur was fed up with his individual retirement account options. “I had this desire to invest my retirement savings in a private company I was involved with,” said Eric Satz. “It was a complicated, […]

Biden’s Green Initiatives

Biden has promised that under his administration the US will take the lead on climate issues, both at home and on the global stage. Such a change of tack for the US would have significant implications around the world, with much of the benefit being felt in Asia, and almost certainly accelerate current trends in […]

Joseph Belth-The Age 100 Problem

No. 410: The Age 100 Problem Remains Alive and Well Posted: 23 Feb 2021 10:00 PM PST My first article about the age 100 problem in cash-value life insurance was in the January 2001 issue of The Insurance Forum, my monthly newsletter that preceded this blog site. My first blog post on the subject was […]

Covid Update

Pfizer-BioNTech Shot Stops Covid Spread, Israeli Study Shows By Naomi Kresge and Jason GaleFebruary 21, 2021, 5:49 AM CST Updated on February 21, 2021, 7:35 PM CST  Vaccine reported to be 89% effective at preventing infections  Stopping virus transmission is key to ending Covid-19 pandemic PauseUnmuteCurrent Time 0:07/Duration 3:08Loaded: 0%Progress: 0% FullscreenPfizer-BioNTech Shot Stops Covid Spread, Israeli Study ShowsUnmuteWatch: An Israeli study shows […]

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Glencoe, IL 60022
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Fax: 773.913.2877

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If you have received a life insurance quote and you still have questions or need to compare life insurance policies, call us at 847.673.2677 and we’ll be happy to assist you.

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