News & Updates

Stay up-to-date with news, industry trends, and tips from ECR.

One of the bizarre aspects of drug pricing in the U.S. is that the government is not permitted by law to negotiate the prices of drugs with pharmaceutical manufacturers. In most of the world markets, the national health authority in each country engages in long (and often difficult) discussions with drug sponsors about what the government is willing to pay for a newly approved drug. These negotiations dramatically reduce the cost of prescription drug prices throughout most of the world.

hBut not in the U.S. In the U.S., pharmaceutical companies can essentially dictate prices for their drug products, and Medicare and Medicaid are not allowed to challenge or disagree with the offer. If a company wants to charge $80,000 a year for a new drug, it can. If a company wants to increase the price […]

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Life Insurance Product Changes

Permanent life insurance offers your clients many benefits, including providing a death benefit that is generally received income tax free, as well as tax favored treatment of cash value growth and withdrawals. Section 7702 of the internal revenue code defines the rules about how life insurance qualifies for thest tax benefits. The consolidated appropriations act […]

Young People, Children & COVID

COVID-19 cases rising among adults under 50, children Mackenzie Bean – 2 days ago Print  | EmailShare While many hospitals were filled with older adults early in the pandemic, now a growing proportion of patients with severe cases are adults under 40 or 50 years old, NPR reported May 1. The proportion of U.S. cases involving children has also grown in recent […]

Morning Brew

May 03, 2021 View Online | Sign Up     TOGETHER WITH   Good morning. Lots of exciting things happening in the Brew universe this week, starting with a referral contest that’ll go toward a very worthy cause. See the details below.    MARKETS: YEAR-TO-DATE   Nasdaq 13,962.68 +8.34% S&P 4,181.17 +11.32% Dow 33,874.85 +10.68% […]

How a capital-gains tax hike would hit advisors — and what they can do about it

By Lynnley BrowningApril 27, 2021, 9:28 a.m. EDT3 Min Read Facebook Twitter LinkedIn Email Show more sharing options Not just the uber-wealthy are stressing out over President Biden’s plan to raise taxes on investment profits. Many independent financial advisors are also in those crosshairs if they aim one day to sell their practice or pass it […]

Going Back to the Workplace

As vaccine efforts continue to progress steadily, the return to the office is seemingly imminent. Thirty-five percent of workplaces do not have a firm plan for fully reopening their office. Sixteen percent, however, planned to reopen in Q1, according to a survey by The Conference Board. Hanging in the balance is the ability to have protective […]

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