Our clients generally seek our assistance when confronting one of five broad issues:
The most valuable asset in any company is its human capital. We design the funding of competitive compensation packages that recruit, retain and motivate your key executives.
Death or disability of an owner may force the unwanted sale or liquidation of your business. We develop and finance techniques for preserving continuity of your company. Evaluating how to transfer your business to key management, outside firms and/ or family members is crucial.
Accumulated wealth will be immediately reduced by federal and state taxes upon death. We develop techniques to transfer more wealth to your heirs and beneficiaries inclusive of your philanthropic goals.
If one of the active owners dies or is disabled, we create mechanisms for preserving active control of the business after their departure, whether planned or premature.
Individuals often purchase various insurance contracts throughout their lifetime. We perform insurance portfolio reviews including life insurance, disability income, long term care, annuity contracts and personal lines coverages to ensure our clients goals and objectives are met today and in the future.
Insurance agents are just that, agents. Our experience, creativity, responsiveness and access makes us agents of change. That's why our clients choose us, and stay with us.
Insurance products are merely a starting point. It's how we plan with them that makes them exceptional.
While insurance plays a key role in helping achieve your goals, it's our creativity, ingenuity and administrative processes that takes them from conventional, to exceptional instruments in covering the following:
Please contact our office should you require additional information.