Author: Jeff Adler

Covid Update

Another grim milestone: COVID-19 deaths reached 800,000 in the U.S. (Reuters) Also according to Reuters, the U.S. count passed 50 million coronavirus cases as of Sunday. The unofficial U.S. COVID-19 toll from Johns Hopkins University as of Monday at 8 a.m. EST, is 49,921, 422 cases and 797, 348 deaths, increases of 834,582 cases and 8,984 deaths versus a week ago. At […]

Covid Has Caused Larger Life Insurance Claim Payouts

Several Retirement Income Streams-You won’t Outlive Your Money

    During your working years, we all try to save for retirement (income stream creation).  We meet with our team of trusted advisors to determine what blend of financial tools should be used to achieve our goals.  In making this determination, we consider how much income we will need, what assumed rates of earnings […]

Business Loans (Insurance Funding)

Business Loan Insurance Funding   We all rely on outside funds to help manage and grow our companies.  We utilize borrowed funds, or acquired capital in most cases.  The capital comes in the form of public and/or private investments, governmental grants, public or private loans.  Business loans are common from Banks, and smaller lending institutions.  […]

Life Insurance Product Changes

Permanent life insurance offers your clients many benefits, including providing a death benefit that is generally received income tax free, as well as tax favored treatment of cash value growth and withdrawals. Section 7702 of the internal revenue code defines the rules about how life insurance qualifies for thest tax benefits. The consolidated appropriations act […]

Young People, Children & COVID

COVID-19 cases rising among adults under 50, children Mackenzie Bean – 2 days ago Print  | EmailShare While many hospitals were filled with older adults early in the pandemic, now a growing proportion of patients with severe cases are adults under 40 or 50 years old, NPR reported May 1. The proportion of U.S. cases involving children has also grown in recent […]